Our research delved into the obstacles faced by women and youths in #Mansa and #Samfya districts in accessing Constituency Development Fund (CDF) loans and grants. Key challenges include: Low Financial Literacy, Limited Awareness of CDF Procedures, Low Literacy Levels Among Women and Youths, Scarcity of Application Forms, Insufficient Sensitisation Activities, Deficiencies in Project Proposal Development and Management Capacities.

These hurdles hinder the #CDF‘s objectives of poverty reduction and livelihood improvement in rural communities. Of particular concern is the poor quality of project proposals submitted by women and youths. To address these issues, our study suggests: Simplifying Application Forms, Investing in Capacity Building and Empowering Communities.

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Let’s work together to break down barriers and create opportunities for all.